蜗牛百科之如何在澳洲银行开户

snail

如果你想在澳洲的银行或信用联盟开户，你需要通过“100分”系统来证实你的身份。
If you want to open a bank or credit union account in Australia, you need to pass the '100 point' system to prove your identification.

1.
  出生证明/护照/公民证明  Birth Certificate/Passport/Citizenship Certificate
  70分  70 points
  出示其中任何一项可获70分，最高70分。  You can only get points for one item in this section

2.
  驾照/持枪执照/公共服务工作证/联邦或洲政府授予的特权卡  Drivers Licence (full / probationary / learner)/Shooters Licence/Public Service Employee ID cardCommonwealth or State Government financial entitlement card (eg Pension card)
  40分  40 points
  这些证件必须有本人照片或签名  These cards must have a photograph or signature

3.
  房产评估证明  Land Rates
  35分  35
  仅限购房者和房主  points Applies to home buyers or owners only

4.
  任何注明你姓名的卡片(包含学生证等)  Any card on which your name appears:
  Medicare card/Credit Card (only 1 per institution)/Store Account card/Video Store Card/Library Card/Union Card
  25分  25 points

5.
  一些注明你姓名和地址的文件(包含租房合同、各类帐单、其他银行的statement等)  Documents on which your name and address appear:
  Car registration/Utility bill/Rental receipts/Records of another financial institution showing you've been a member for 12 months or more 25 points   

请注意一下几点：
Some points to note:

这个系统虽然比较机械化，但是要优于英国所使用的身份识别系统。
This system, while mechanistic, is arguably better than the identification system prevailing in the UK which seems to depend on the whim of a bank official.
通常情况下，国外的证件是不被承认的，但你可以要求与银行经理商讨。
There is no reason why a foreign birth certificate, passport, naturalisation certificate or driving licence shouldn't be accepted, but you will have to ask (and maybe ask to see a manager if necessary)
如果你在到达澳洲后6星期至3个月内开户，你只需要提供你的护照。此条件只适用于银行。
If you open an account within 6 weeks to 3 months (depending on the institution) of arriving to live in Australia, you will need only your passport. This concession only applies to banks, from what I've been told, not credit unions.